Aurora, Colorado · VA

VA Home Loans in Aurora, CO — Zero Down for Veterans & Active Duty

Down Payment Required
$0 (full entitlement)
Monthly PMI
$0 — VA has no PMI
Monthly PMI Savings
~$200/mo vs. conventional
Funding Fee (1st use)
$9,600 (2.15%, waived for disability)

About This Program in Aurora

Aurora has one of Colorado's strongest VA loan markets thanks to proximity to Buckley SFB. Veterans and active-duty buyers can purchase Aurora's median-priced home at $445,000 with zero down payment — avoiding $89,000 in upfront cash and saving approximately $200 per month in PMI that conventional borrowers pay. VA loans have no county loan limit for borrowers with full entitlement.

The Aurora Market

Aurora sits in a high-balance conforming county ($862,500 limit). VA has no hard loan limit for full-entitlement borrowers — you can purchase above $862,500 with zero down. For buyers with partial entitlement, the $862,500 county ceiling applies for zero-down eligibility.

Who Qualifies

Surviving spouses of veterans who died in service or from a service-connected disability also qualify for VA loans in Aurora with the same zero-down benefit.

Frequently Asked Questions

VA Pre-Approval in Aurora — Same Day

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