Realize your dream of home ownership.
A full-service mortgage company built around you. Personalized loan options, transparent guidance, and a team that knows Colorado and Florida.
A mortgage partner who knows your community.
We know that every client has unique needs. That's why we offer a wide array of loan products, tools and personal attention — combining modern technology with the kind of service you'd expect from a neighbor.
From your first secure online application to closing day, we're with you every step. Pre-qualify in minutes, compare scenarios with our calculators, and get clear answers from people who actually pick up the phone.
Average close time
From application to keys — well under the 42-day industry average.
From 193+ Google reviews
Real clients, real homes — across Colorado's Western Slope and Florida.
Licensed in CO & Florida
One broker, both rate sheets — perfect for snowbirds and second homes.
Buy with confidence.
Whether it's your first home or your dream home, we'll match you with the right program in Colorado.
Refinance smarter.
Lower your rate, shorten your term or tap into equity — designed around local borrowers.
Everything you need, in one place.
Purchase
First home or forever home — find the loan that fits.
Refinance
Lower your rate, take cash out, or shorten your term.
Loan Programs
FHA, VA, Jumbo, Conventional, USDA & Non-QM.
Calculators
Estimate payments and compare scenarios in seconds.
Meet the Team
Local lenders who know the Western Slope inside and out.
Apply Now
Secure online application — start in just a few minutes.
Local broker vs. the big guys.
Why hundreds of Western Slope and Florida families choose an independent broker over a national bank or online lender.
The local broker advantage
- Direct access to your loan officer — calls answered, texts returned
- Shops multiple wholesale lenders for your best rate & program
- Licensed in both Colorado & Florida — one team, both states
- Local market expertise
- Fast closings — typically 18–24 days
- 5.0 stars from 193+ Google reviews
National retail lender
- Call center reps — different person every time
- Locked into one institution's rate sheet
- Generic underwriting, slow exception process
- No local knowledge of CO mountain or FL coastal markets
- 30–45 day closings, often missed deadlines
- Mixed reviews, hard-to-reach loan officers
Click-and-apply websites
- Chatbots and forms — no real human guidance
- "Teaser" rates that change once you apply
- Fees and add-ons buried in fine print
- Cookie-cutter programs, no second-home expertise
- DIY troubleshooting when issues come up
- Hard to reach when something goes wrong
Real stories. Real homes.
Taylor simply made our American Dream come true. We are truly grateful for his effort, patience, and all the knowledge he shared with us while helping us secure our first time home buyers mortgage loan.
Tayton Capital helped fund our mortgage — it was a challenging application process and yet we felt supported and were well informed throughout. Diligent and kind during your home-buying process!
TJ and his team are amazing! From the beginning of our home hunting journey, TJ was incredibly reliable, responsive, and approachable. We simply could not have purchased our first home without his wealth of knowledge!
Ready when you are.
Your dream of homeownership is right around the corner. Let's make it a reality — start your secure application today.