Privacy Policy

Effective Date: May 7, 2026

At Tayton Capital LLC, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit an inquiry, apply for financing, or communicate with us through phone, email, or SMS/text messaging services.

1. Information We Collect

We may collect the following types of information:

Personal Information

• Name
• Email address
• Phone number
• Mailing or physical address
• Payment information when applicable
• Loan inquiry and application information
• Opt-in records and timestamps for communications including SMS and email

Non-Personal Information

• IP address
• Browser type and device information
• Website analytics and browsing behavior
• Cookies and similar tracking technologies

Customer Communication Information

• Records of inquiries and service requests
• Appointment and consultation details
• Communication preferences
• Service history and customer feedback

2. How We Use Your Information

We use your information to:

• Provide mortgage and lending-related services
• Process inquiries, applications, and transactions
• Communicate with you regarding your loan, appointments, or requested services
• Send service updates and marketing communications where consent has been provided
• Improve website performance and customer experience
• Maintain records of communication preferences and consent
• Prevent fraud and maintain security

3. SMS Messaging & Compliance

Text Message Program Terms & Conditions

By opting into SMS communications from Tayton Capital LLC, you consent to receive text messages related to:

• Loan inquiries and updates
• Appointment reminders
• Customer support
• Service notifications
• Important account-related communications

Opt-In & Consent

• SMS messages are only sent after explicit consent has been obtained
• We maintain timestamped records of all opt-in actions
• We comply with the Telephone Consumer Protection Act (TCPA) and all applicable laws and regulations

Opt-Out Instructions

• You may opt out at any time by replying STOP
• After opting out, you will receive a final confirmation message
• No further SMS messages will be sent unless you opt in again
• Opt-out requests are processed immediately

Message Frequency & Content

• Message frequency varies based on your interactions with our company
• Messages relate only to services you requested or consented to receive
• Promotional text messages are not sent without express consent

Help & Support

• Reply HELP for assistance
• Contact us directly at:
  • Email: tj@taytoncapitalllc.com
  • Phone: 970-670-9732

Carrier Information

• Standard message and data rates may apply
• Wireless carriers are not responsible for delayed or undelivered messages
• Supported carriers may include AT&T, Verizon, T-Mobile, Sprint, and regional carriers

SMS Data Protection Statement

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with subcontractors or service providers solely for operational support such as customer service or message delivery.

All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with third parties except as necessary to provide SMS services.

We maintain strict safeguards to protect SMS consent records and communication data.

4. Information Sharing & Disclosure

Tayton Capital LLC does not sell, rent, or trade personal information.

We may share information with:

Service Providers

• Vendors assisting with operations such as:
  • Payment processing
  • CRM systems
  • Appointment scheduling
  • Website hosting
  • SMS delivery services
• All vendors are contractually obligated to maintain confidentiality and security

Legal Compliance

We may disclose information:

• When required by law
• To comply with legal process or court orders
• To protect our legal rights or prevent fraud

Business Transfers

In the event of:

• Merger
• Acquisition
• Sale of company assets

Your information may be transferred as part of the transaction while remaining protected under this Privacy Policy.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties except aggregators and providers necessary to deliver SMS services.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information, including:

• Encryption of sensitive information
• Secure authentication and access controls
• Routine security monitoring and updates
• Employee privacy and security training
• Secure backups and recovery procedures

While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is completely secure.

6. Cookies & Tracking Technologies

We use cookies and similar technologies to:

• Analyze website traffic and usage
• Improve website functionality
• Remember user preferences
• Measure marketing effectiveness

You may disable cookies through your browser settings; however, some website features may not function properly if cookies are disabled.

7. Your Rights & Choices

You may:

• Access or update your personal information
• Request deletion of your information where permitted by law
• Opt out of marketing emails using the unsubscribe link
• Opt out of SMS messages by replying STOP
• Request information regarding how your data is processed
• Withdraw consent for future communications at any time

To exercise your rights, contact us using the information below.

8. Third-Party Links

Our website may contain links to third-party websites. Tayton Capital LLC is not responsible for the privacy practices or content of those third-party sites. We encourage you to review their privacy policies independently.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any updates will be posted on this page with a revised effective date. Continued use of our website or services after changes constitutes acceptance of the updated policy.

10. Contact Information

If you have questions regarding this Privacy Policy or how your information is handled, please contact:

Tayton Capital LLC
Website: taytoncapitalllc.com
Email: tj@taytoncapitalllc.com
Phone: 970-670-9732

By using our website and services, you consent to the terms outlined in this Privacy Policy.