Veterans and active-duty service members in Cortez qualify for VA loans with zero down payment, no monthly PMI, and no county loan limit with full entitlement. On Cortez's median home price of $345,000, that's $69,000 in down payment savings and approximately $160/month in PMI savings versus conventional financing. VA rates are typically among the lowest available for any loan type.
With full VA entitlement, Cortez veterans can purchase above Colorado's $832,750 conforming limit with no down payment requirement. A small down payment (typically 25% of the amount above the limit) applies for partial-entitlement borrowers.
Surviving spouses of veterans who died in service or from a service-connected disability also qualify for VA loans in Cortez with the same zero-down benefit.
We specialize in VA loans and close faster than most lenders. Get your VA Certificate of Eligibility and pre-approval in one call.
Tell us a little about you and we'll reach out personally — usually within one business day.
Or call (970) 708-9624