Fort Lauderdale · Broward County

Mortgage Broker in Fort Lauderdale, Broward County, Florida

2026 Loan Limits in Fort Lauderdale, Broward County

The 2026 conforming loan limit in Broward County is $832,750 — Florida's standard baseline — which covers the majority of Fort Lauderdale purchases. Broward County's FHA limit is $645,000, or $103,713 above Florida's $541,287 floor, giving FHA buyers meaningfully more purchasing power than buyers in most Florida markets.

Loan Programs Available

Conventional

Fannie Mae and Freddie Mac financing up to $832,750 in Broward County — primary, second home, and investment.

FHA

3.5% down, flexible credit, no income cap. Fort Lauderdale's 2026 FHA ceiling: $645,000.

DSCR

Investment property financing that qualifies on rental income — no personal income documentation required. Common in Fort Lauderdale for long-term rentals and small multi-unit properties.

Jumbo & Non-QM

For loans above the conforming ceiling, bank statement, P&L, asset depletion, and foreign national programs are available.

Local Market Notes

Broward County; yacht/boating community; condo market; investor demand.

Frequently Asked Questions

What is the 2026 conforming loan limit in Fort Lauderdale, Florida?

Fort Lauderdale sits in Broward County, where the 2026 conforming loan limit is $832,750. Loans up to that amount are eligible for Fannie Mae or Freddie Mac financing; anything above is jumbo territory.

What is the 2026 FHA loan limit in Fort Lauderdale?

The 2026 FHA loan limit in Broward County is $645,000 for a single-family home. FHA financing allows 3.5% down with flexible credit and no income cap.

What loan programs does Tayton Capital offer in Fort Lauderdale?

We offer conventional, FHA, VA, DSCR, jumbo, and Non-QM (bank statement, P&L, asset depletion, foreign national) financing in Fort Lauderdale and throughout Florida.