Fraser, Colorado · VA

VA Home Loans in Fraser, CO — Zero Down for Veterans & Active Duty

Down Payment Required
$0 (full entitlement)
Monthly PMI
$0 — VA has no PMI
Monthly PMI Savings
~$280/mo vs. conventional
Funding Fee (1st use)
$13,400 (2.15%, waived for disability)

About This Program in Fraser

Veterans and active-duty service members in Fraser qualify for VA loans with zero down payment, no monthly PMI, and no county loan limit with full entitlement. On Fraser's median home price of $625,000, that's $125,000 in down payment savings and approximately $280/month in PMI savings versus conventional financing. VA rates are typically among the lowest available for any loan type.

The Fraser Market

Fraser sits in a high-balance conforming county ($883,200 limit). VA has no hard loan limit for full-entitlement borrowers — you can purchase above $883,200 with zero down. For buyers with partial entitlement, the $883,200 county ceiling applies for zero-down eligibility.

Who Qualifies

Surviving spouses of veterans who died in service or from a service-connected disability also qualify for VA loans in Fraser with the same zero-down benefit.

Frequently Asked Questions

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