About This Program in Glenwood Springs
Garfield County's 2026 FHA limit of $1,249,125 sits $707,838 above Colorado's standard floor of $541,287, giving Glenwood Springs buyers significantly more purchasing power than most Colorado markets. At Glenwood Springs's median price of $745,000, FHA requires just $26,100 down — saving $122,900 versus a 20% conventional down payment. Monthly MIP runs approximately $330 at that loan size, with a one-time upfront MIP of $12,600 typically rolled into the loan.