Greeley · Weld County

Mortgage Broker in Greeley, Weld County, Colorado

2026 Loan Limits in Greeley, Weld County

The 2026 conforming loan limit in Weld County is $832,750, covering most Greeley home purchases. FHA buyers work within Colorado's $541,287 floor — 3.5% down, flexible credit, and no income limit for qualifying. Some addresses on the rural outskirts of Greeley may qualify for USDA 0% down financing. Eligibility is property-specific and must be verified — contact us to check any address.

Loan Programs Available

Conventional

Fannie Mae and Freddie Mac financing up to $832,750 in Weld County — primary, second home, and investment.

FHA

3.5% down, flexible credit, no income cap. Greeley's 2026 FHA ceiling: $541,287.

USDA

0% down rural development financing on eligible Greeley addresses. Address must be verified on the USDA eligibility map.

DSCR

Investment property financing that qualifies on rental income — no personal income documentation required. Common in Greeley for long-term rentals and small multi-unit properties.

Jumbo & Non-QM

For loans above the conforming ceiling, bank statement, P&L, asset depletion, and foreign national programs are available.

Local Market Notes

UNC-driven demand; agricultural hub; USDA-eligible rural addresses on outskirts.

Frequently Asked Questions

What is the 2026 conforming loan limit in Greeley, Colorado?

Greeley sits in Weld County, where the 2026 conforming loan limit is $832,750. Loans up to that amount are eligible for Fannie Mae or Freddie Mac financing; anything above is jumbo territory.

What is the 2026 FHA loan limit in Greeley?

The 2026 FHA loan limit in Weld County is $541,287 for a single-family home. FHA financing allows 3.5% down with flexible credit and no income cap.

Is Greeley eligible for USDA financing?

Some addresses on the outskirts of Greeley qualify for USDA 0% down financing. Eligibility is property-specific; we can check any address against the USDA eligibility map.

What loan programs does Tayton Capital offer in Greeley?

We offer conventional, FHA, VA, USDA, DSCR, jumbo, and Non-QM (bank statement, P&L, asset depletion, foreign national) financing in Greeley and throughout Colorado.