DSCR financing lets Marco Island real estate investors qualify entirely on the property's rental income — not personal income. Down payment is typically 25% ($223,800 on Marco Island's $895,000 median), and there are no income documents, no tax returns, and no employment verification. Properties can close directly in an LLC.
Condotel-designated properties in Marco Island require non-QM or specialized DSCR financing — standard DSCR lenders will not lend on condotel projects. We work with lenders who specifically underwrite condotel cash flow. Call us before making an offer on any resort-designated unit to confirm lender eligibility.
DSCR loans are not limited to STR — long-term rental properties in Marco Island qualify equally. We run DSCR analysis for both income scenarios so you can choose the highest-return strategy.
Send us the property address and projected rent and we'll run a full DSCR analysis same day — including rate scenarios at 20%, 25%, and 30% down.
Tell us a little about you and we'll reach out personally — usually within one business day.
Or call (970) 708-9624