FHA Loans · CO
FHA Home Loans in Crawford, CO
FHA's 3.5% minimum on Crawford's $282,000 median requires just $9,870 — $4,230 less than a 5% conventional down payment.
3.5% Down
$9,870
Monthly Total
$1,874/mo
2026 FHA Limit
$541,287
Income Needed
$73,227/yr
FHA Limit Covers Crawford
FHA loan limits in DELTA County ($541,287) comfortably cover the Crawford median home price ($282,000).
Down Payment Comparison
Most Popular
FHA 3.5% Down
$9,870
Lower MIP
FHA 10% Down
$28,200
No PMI
Conventional 20%
$56,400
Monthly Payment Breakdown
| Loan Type | P&I | MIP / PMI | Monthly Total |
|---|---|---|---|
| FHA 3.5% down | $1,750 | $124 | $1,874 |
| Conventional 5% down | — | $156 | $1,893 |
Upfront MIP of $4,762 (1.75%) is typically rolled into the loan balance.
Down Payment Assistance
CHFA (Colorado Housing and Finance Authority) offers down payment assistance grants and second mortgage products stackable with FHA — eligible buyers may reduce out-of-pocket to near $0. Income and purchase price limits apply.
CHFA Eligible: Colorado Housing and Finance Authority offers down payment assistance grants and second mortgage products stackable with FHA. Income and purchase price limits apply.
FAQs
Get pre-approved for an FHA loan in Crawford
Low down payment, flexible credit requirements, and DPA stackable programs.