Investing in Park County
Park County covers 3 rental markets we actively finance in Colorado — Bailey, Fairplay, Lake George. Across those markets the median investment basis averages $448,333, a long-term lease averages $2,808/month, and the average all-in PITIA on a DSCR loan at the minimum down payment is $2,878. That produces a county-wide average DSCR ratio near 0.98x.
Basis varies more inside Park County than the average suggests. Lake George is the lowest entry point at roughly $405,000, while Lake George currently models the strongest coverage ratio in the county at 1.10x. When two towns in the same county ratio differently, it is almost always the rent-to-price relationship rather than the rate — the same loan pricing applies county-wide, so the deal is won on which submarket you buy in.