Investing in Van Buren County
Van Buren County covers 2 rental markets we actively finance in Arkansas — Clinton, Fairfield Bay. Across those markets the median investment basis averages $165,000, a long-term lease averages $1,075/month, and the average all-in PITIA on a DSCR loan at the minimum down payment is $1,164. That produces a county-wide average DSCR ratio near 0.98x.
Basis varies more inside Van Buren County than the average suggests. Clinton is the lowest entry point at roughly $155,000, while Clinton currently models the strongest coverage ratio in the county at 1.34x. When two towns in the same county ratio differently, it is almost always the rent-to-price relationship rather than the rate — the same loan pricing applies county-wide, so the deal is won on which submarket you buy in.