Investor Hub · Weston County, WY

DSCR & Investment Property Loans in Weston County, WY

2 financed rental markets, an average 1.24x coverage ratio, and a $847,440 2026 conforming limit.

Markets Financed
2
Avg. Investment Basis
$205,000
Avg. Monthly Rent
$1,663/mo
Avg. Monthly PITIA
$1,345/mo
Avg. DSCR Ratio
1.24x
2026 Conforming Limit
$847,440

Investing in Weston County

Weston County covers 2 rental markets we actively finance in Wyoming — Newcastle, Upton. Across those markets the median investment basis averages $205,000, a long-term lease averages $1,663/month, and the average all-in PITIA on a DSCR loan at the minimum down payment is $1,345. That produces a county-wide average DSCR ratio near 1.24x.

Basis varies more inside Weston County than the average suggests. Upton is the lowest entry point at roughly $175,000, while Upton currently models the strongest coverage ratio in the county at 1.28x. When two towns in the same county ratio differently, it is almost always the rent-to-price relationship rather than the rate — the same loan pricing applies county-wide, so the deal is won on which submarket you buy in.

County-level inputs that move your ratio

Everything in Weston County shares one set of county-level inputs, and they matter to your ratio: the 2026 conforming loan limit here is $847,440, county property tax is assessed and collected at the county level, and recording and transfer charges at closing are set by the county clerk. Those three items are the reason a DSCR file that pencils in one county can fail two counties over at an identical price and rent.

These are long-term rental markets. Short-term rental permitting in Weston County is limited or uncommon, so plan on lease-based DSCR qualification rather than nightly revenue. Average estimated cap rate across the county is 6.06%.

Weston County markets side by side

MarketMedian PriceEst. RentEst. DSCRCap Rate
Newcastle$235,000$1,850/mo1.20x5.86%
Upton$175,000$1,475/mo1.28x6.27%

Each row models a purchase at that market's median price with 20% down at an illustrative 7.50% DSCR rate on a 30-year fixed. Open a market for the full underwriting breakdown.

County averages are calculated across the 2 Weston County markets we model, each at its own median price and market rent. Figures are illustrative estimates, not a loan offer or an appraisal. Conforming limits reflect the 2026 FHFA schedule for this county.

Weston County investor FAQ

Model a Weston County deal

Send the address and we'll return the real DSCR ratio, PITIA and cash flow — including the county tax and insurance figures that decide whether the file clears 1.0x. Licensed in Wyoming.

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