Investing in Williamson County
Williamson County covers 3 rental markets we actively finance in Texas — Cedar Park, Georgetown, Round Rock. Across those markets the median investment basis averages $451,667, a long-term lease averages $2,267/month, and the average all-in PITIA on a DSCR loan at the minimum down payment is $3,441. That produces a county-wide average DSCR ratio near 0.66x.
Basis varies more inside Williamson County than the average suggests. Georgetown is the lowest entry point at roughly $430,000, while Round Rock currently models the strongest coverage ratio in the county at 0.66x. When two towns in the same county ratio differently, it is almost always the rent-to-price relationship rather than the rate — the same loan pricing applies county-wide, so the deal is won on which submarket you buy in.