Single-Family Rental · Hyattsville, MD

Single-Family Rental Financing in Hyattsville, MD

Estimated 0.90x DSCR on a $400,000 single-family rental with $80,000 down — qualified on the property's income, not your tax returns.

Modeled Purchase Price
$400,000
20% Down
$80,000
Loan Amount
$320,000
Est. Monthly PITIA
$2,751
Est. Monthly Rent
$2,475/mo
Est. DSCR Ratio
0.90x

Single-Family Rental investing in Hyattsville

Single-family rentals are the cleanest DSCR file you can write in Hyattsville. One unit, one lease, one Form 1007 market rent schedule, and the deepest set of sale and rent comps in the Prince George's County appraisal market. Detached stock also carries the longest average tenancies, which is what actually protects the ratio you close at.

At the Hyattsville median of $400,000, a single-family rental prices near $400,000. Minimum down is 20% ($80,000), leaving a loan of $320,000. Estimated all-in PITIA runs about $2,751 per month.

The Hyattsville ratio math on this product

A long-term lease should produce roughly $2,475/month in gross rent. Against a PITIA of $2,751, that is an estimated DSCR ratio of 0.90x. That lands just under 1.0. It does not kill the deal in Hyattsville: moving to a larger down payment ($100,000) usually closes the gap, and several shelves fund down to 0.75x with a rate add-on.

Underwriting notes specific to detached rentals: the appraiser's Form 1007 and your signed lease are compared and the lower number is used, so a below-market inherited tenant will cap your ratio no matter what the market says. Budget 5% of gross rent for vacancy and 8%–10% for management even if you self-manage — a lender will not require it, but the file should still pencil with it.

Returns and structure

Return metrics at the Hyattsville median for this product: an estimated cap rate of 4.60%, and monthly cash flow of $276 negative at 20% down. Negative cash flow at the minimum down payment is common in appreciation-led markets; investors close the gap with a larger down payment, a purchase below median, an added unit, or a rate buydown.

Hyattsville property types compared

Property TypeModeled PriceMin. DownEst. IncomeEst. DSCR
Single-Family Rental (this page)$400,00020% ($80,000)$2,475/mo0.90x
2–4 Unit Multi-Family$632,00025% ($158,000)$4,604/mo1.11x
Condo & Townhome$288,00020% ($57,600)$1,955/mo0.88x

All figures model a purchase at the Hyattsville median of $400,000 with the property-type adjustments described above, at an illustrative 7.50% DSCR rate on a 30-year fixed. Short-term rental income is shown after the standard lender haircut.

Figures on this page are modeled estimates derived from the Hyattsville median price and market rent, adjusted for single-family rental product characteristics. They are illustrative, not a loan offer or an appraisal. Actual pricing, rent, taxes, insurance, HOA dues and DSCR depend on the specific property and on conditions at the time of application.

Hyattsville Single-Family Rental FAQ

Price a single-family rental in Hyattsville

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