The Aurora mortgage market
Aurora is one of Colorado's most diverse cities and a major VA market due to proximity to Buckley Space Force Base. It offers some of the most affordable entry points in the Denver metro.
Buckley Space Force Base drives heavy VA loan volume — one of the largest VA markets in metro Denver.
Top loan programs in Aurora
- VA — commonly used by Aurora buyers in this market.
- FHA — commonly used by Aurora buyers in this market.
- Conventional — commonly used by Aurora buyers in this market.
- First-Time Homebuyer — commonly used by Aurora buyers in this market.
Explore loan programs in Aurora
How to qualify for a mortgage in Aurora
Because Aurora is a heavy VA market, most veteran and active-duty buyers start with VA eligibility — 0% down, no PMI, and competitive rates. For buyers without VA entitlement, conventional and FHA round out the picture. Lenders look at credit, DTI, residual income (for VA), and how the home will be used.
- Primary residences: conventional, FHA, VA, or USDA depending on credit and down payment.
- Second homes: typically conventional or jumbo with 10–20% down.
- Investment properties: conventional investor loans (20–25% down) or DSCR loans based on rental income.
Get pre-approved for an Aurora mortgage
Tayton Capital is an independent mortgage broker licensed in Colorado and Florida, helping buyers across the Denver metro suburbs — including Aurora — find the right loan program at a competitive rate. As a broker we shop conventional, FHA, VA, USDA, jumbo, and DSCR lenders to match each borrower with the best fit.
What clients say about working with us near Aurora
All 197+ reviews →"TJ and his team are amazing! From the beginning of our home hunting journey, TJ was incredibly reliable, responsive, and approachable. We simply could not have purchased our first home without his wealth of knowledge!"
"Incredibly organized and punctual with documents. Communication was great and overall service was as professional as could be! Would love to work with TJ in the future!"
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See what you qualify for — fast, free, no obligation.