Naval Station Mayport is the Navy's third-largest fleet concentration on the East Coast, homeporting destroyers, littoral combat ships, and an amphibious presence at the mouth of the St. Johns River. Between Mayport, NAS Jacksonville, Blount Island, and the region's large veteran population, Duval County ranks among the busiest VA lending markets in the Southeast.
Tayton Capital is licensed in Florida and closes VA purchases and IRRRL refinances throughout Jacksonville. We work deployment schedules, power-of-attorney closings, and sea-duty timelines as a matter of routine.
Where Mayport sailors buy
Atlantic Beach and Neptune Beach: Closest to the gate, a mix of single-family and condo, $500,000–$900,000, condo approval status is decisive.
Jacksonville Beach: Walkable and popular with junior officers, $525,000–$850,000.
Arlington and East Arlington: The affordability answer — 20 minutes to Mayport, $260,000–$400,000, high VA concentration.
Intracoastal West: The balance point between commute, schools, and price at $375,000–$550,000.
Nocatee and Ponte Vedra: St. Johns County schools and new construction, $525,000–$900,000, favored by department heads and senior enlisted.
2026 Duval County VA loan limits
Full entitlement carries no VA loan limit and no down payment. Duval County's 2026 conforming limit is $832,750 and the Jacksonville MSA FHA limit is elevated above the state floor at $580,750. Neither number caps a full-entitlement VA purchase.
See Duval County loan limits →
Closing a VA loan while the ship is underway
The deployment closing is the most common Mayport complication, and it's very solvable if it's set up early:
- Specific power of attorney. It must name the property address and the transaction. A general POA is usually rejected.
- Alive-and-well statement. Several investors require confirmation the borrower is alive and not missing, dated close to funding.
- Documents pulled before you leave. LES, orders, and DD-214 gathered at intake so nothing depends on shipboard connectivity.
- A spouse or agent on the ground. For the walkthrough and any repair negotiations.
Start the POA with legal before the deployment. Trying to execute one from underway is where these timelines actually break.
Mayport VA loan FAQs
Can I get a VA loan while deployed on a Mayport-based ship?
Yes. A specific power of attorney naming the property and transaction lets your spouse or agent sign. Some investors also require an alive-and-well statement near closing. Set the POA up before you deploy, not after.
Are Atlantic Beach and Neptune Beach condos VA-eligible?
Only if the project appears on the VA-approved list. The Beaches submarket is condo-heavy, so approval status often decides the property more than price does.
Does Duval County have a higher VA loan limit?
Duval and the Jacksonville MSA carry a higher FHA limit than the statewide floor, but for VA it's moot — full entitlement has no limit at all. The county figure only affects partial entitlement.
Can I use a VA loan for a duplex near the base and rent the other side?
Yes, on 2–4 units with owner occupancy of one unit, still at zero down. It's a common Mayport strategy in Arlington and Atlantic Beach.
Related: VA loans Florida | Mortgage broker Jacksonville | VA loans Jacksonville | Duval County loan limits