Conventional Loans
Conventional Loans in Colorado, City by City
2026 conforming and high-balance limits, PMI versus FHA MIP math, and down payment scenarios for 20 Colorado markets.
Colorado city guides
Denver, CO
Denver County
2026 limit $832,750 · median ~$560,000
Colorado Springs, CO
El Paso County
2026 limit $832,750 · median ~$430,000
Fort Collins, CO
Larimer County
2026 limit $832,750 · median ~$510,000
Boulder, CO
Boulder County
2026 limit $856,750 (high-balance) · median ~$875,000
Grand Junction, CO
Mesa County
2026 limit $832,750 · median ~$375,000
Durango, CO
La Plata County
2026 limit $832,750 · median ~$595,000
Vail, CO
Eagle County
2026 limit $1,149,825 (high-balance) · median ~$1.8M
Steamboat Springs, CO
Routt County
2026 limit $1,149,825 (high-balance) · median ~$1,100,000
Breckenridge, CO
Summit County
2026 limit $1,149,825 (high-balance) · median ~$950,000
Telluride, CO
San Miguel County
2026 limit $1,149,825 (high-balance) · median ~$2M+
Glenwood Springs, CO
Garfield County
2026 limit $832,750 · median ~$490,000
Aspen, CO
Pitkin County
2026 limit $1,149,825 (high-balance) · median ~$4.5M
Montrose, CO
Montrose County
2026 limit $832,750 · median ~$385,000
Pueblo, CO
Pueblo County
2026 limit $832,750 · median ~$285,000
Cortez, CO
Montezuma County
2026 limit $832,750 · median ~$315,000
Salida, CO
Chaffee County
2026 limit $832,750 · median ~$480,000
Cañon City, CO
Fremont County
2026 limit $832,750 · median ~$325,000
Leadville, CO
Lake County
2026 limit $832,750 · median ~$435,000
Pagosa Springs, CO
Archuleta County
2026 limit $832,750 · median ~$510,000
Buena Vista, CO
Chaffee County
2026 limit $832,750 · median ~$500,000