Investing in Hartford County
Hartford County covers 20 rental markets we actively finance in Connecticut — Avon, Berlin, Bloomfield, Bristol, Enfield, Farmington and 14 more. Across those markets the median investment basis averages $378,500, a long-term lease averages $1,993/month, and the average all-in PITIA on a DSCR loan at the minimum down payment is $2,833. That produces a county-wide average DSCR ratio near 0.71x.
Basis varies more inside Hartford County than the average suggests. Hartford is the lowest entry point at roughly $235,000, while New Britain currently models the strongest coverage ratio in the county at 0.91x. When two towns in the same county ratio differently, it is almost always the rent-to-price relationship rather than the rate — the same loan pricing applies county-wide, so the deal is won on which submarket you buy in.