Investing in Prince William County
Prince William County covers 4 rental markets we actively finance in Virginia — Dale City, Gainesville, Haymarket, Woodbridge. Across those markets the median investment basis averages $560,000, a long-term lease averages $2,681/month, and the average all-in PITIA on a DSCR loan at the minimum down payment is $3,739. That produces a county-wide average DSCR ratio near 0.72x.
Basis varies more inside Prince William County than the average suggests. Dale City is the lowest entry point at roughly $450,000, while Dale City currently models the strongest coverage ratio in the county at 0.76x. When two towns in the same county ratio differently, it is almost always the rent-to-price relationship rather than the rate — the same loan pricing applies county-wide, so the deal is won on which submarket you buy in.