Investing in Southeast Fairbanks County
Southeast Fairbanks County covers 2 rental markets we actively finance in Alaska — Delta Junction, Tok. Across those markets the median investment basis averages $225,000, a long-term lease averages $1,800/month, and the average all-in PITIA on a DSCR loan at the minimum down payment is $1,544. That produces a county-wide average DSCR ratio near 1.17x.
Basis varies more inside Southeast Fairbanks County than the average suggests. Tok is the lowest entry point at roughly $200,000, while Tok currently models the strongest coverage ratio in the county at 1.20x. When two towns in the same county ratio differently, it is almost always the rent-to-price relationship rather than the rate — the same loan pricing applies county-wide, so the deal is won on which submarket you buy in.