Longmont, Colorado mortgage broker.

The Longmont mortgage market

Longmont provides Boulder County access at a significant discount to Boulder proper. Popular with tech workers priced out of Boulder and families seeking more space. Steady appreciation with higher inventory than Boulder.

Longmont gives Boulder County buyers conventional and FHA pricing on properties well below the Boulder jumbo threshold.

Top loan programs in Longmont

• Conventional — commonly used by Longmont buyers in this market.
• FHA — commonly used by Longmont buyers in this market.

How to qualify for a mortgage in Longmont

Qualifying for a mortgage in Longmont follows the same core process as anywhere in Colorado: lenders review your credit score, debt-to-income ratio, down payment, and income documentation. The right loan program depends on the property type, your goals, and how the home will be used.

• Primary residences: conventional, FHA, VA, or USDA depending on credit and down payment.
• Second homes: typically conventional or jumbo with 10–20% down.
• Investment properties: conventional investor loans (20–25% down) or DSCR loans based on rental income.

Get pre-approved for a Longmont mortgage

Tayton Capital is an independent mortgage broker licensed in Colorado and Florida, helping buyers across Northern Colorado — including Longmont — find the right loan program at a competitive rate. As a broker we shop conventional, FHA, VA, USDA, jumbo, and DSCR lenders to match each borrower with the best fit.