The Loveland mortgage market
Loveland offers a quieter alternative to Fort Collins with strong appreciation and a growing arts and outdoor recreation community. Popular with families and retirees relocating from larger metros.
Conventional, FHA, and VA financing all see strong activity across Loveland's varied price points.
Top loan programs in Loveland
- Conventional — commonly used by Loveland buyers in this market.
- FHA — commonly used by Loveland buyers in this market.
- VA — commonly used by Loveland buyers in this market.
Explore loan programs in Loveland
How to qualify for a mortgage in Loveland
Qualifying for a mortgage in Loveland follows the same core process as anywhere in Colorado: lenders review your credit score, debt-to-income ratio, down payment, and income documentation. The right loan program depends on the property type, your goals, and how the home will be used.
- Primary residences: conventional, FHA, VA, or USDA depending on credit and down payment.
- Second homes: typically conventional or jumbo with 10–20% down.
- Investment properties: conventional investor loans (20–25% down) or DSCR loans based on rental income.
Get pre-approved for a Loveland mortgage
Tayton Capital is an independent mortgage broker licensed in Colorado and Florida, helping buyers across Northern Colorado — including Loveland — find the right loan program at a competitive rate. As a broker we shop conventional, FHA, VA, USDA, jumbo, and DSCR lenders to match each borrower with the best fit.
What clients say about working with us near Loveland
All 197+ reviews →"I highly recommend going to Tayton Capital for your loan or refi. Taylor is a professional who is super responsive and great at what he does. I learned a lot working with him and would absolutely work with him again!"
"TJ takes the time to understand his clients' needs and supports them through every step of the home buying or refinance journey. He makes sure they arrive at the closing table feeling confident and well prepared."
Get your Loveland loan options
See what you qualify for — fast, free, no obligation.