2026 Loan Limits in Hollywood, Broward County
The 2026 conforming loan limit in Broward County is $847,440 — Florida's standard baseline — which covers the majority of Hollywood purchases. Broward County's FHA limit is $667,000 — $125,713 above Florida's $541,287 floor — so FHA buyers in Hollywood have more room than most Florida markets before needing conventional financing. HUD set that number off the Miami-Fort Lauderdale-West Palm Beach area median sale price of $580,000. On 2-4 units, conforming runs $1,066,250/$1,288,800/$1,601,750 and FHA $853,900/$1,032,150/$1,282,700, which is how a lot of Hollywood buyers house-hack a duplex with 3.5% down.
Loan Programs Available
Conventional
Fannie Mae and Freddie Mac financing up to $847,440 in Broward County — primary, second home, and investment.
FHA
3.5% down, flexible credit, no income cap. Hollywood's 2026 FHA ceiling: $667,000.
DSCR
Investment property financing that qualifies on rental income — no personal income documentation required. Common in Hollywood for long-term rentals and small multi-unit properties.
Jumbo & Non-QM
For loans above the conforming ceiling, bank statement, P&L, asset depletion, and foreign national programs are available.
Local Market Notes
Broward County; between Miami and Fort Lauderdale; beach community; first-time buyer market.