Broward County, Florida loan limits — 2026.
Fort Lauderdale, Hollywood, Pompano Beach, Pembroke Pines, Weston, Coral Springs.
2026 loan limits at a glance
Broward uses the standard conforming limit. FHA limits are elevated above the national floor because of South Florida median sale prices.
| Program | 1-unit | 2-unit | 3-unit | 4-unit |
|---|---|---|---|---|
| VA (full entitlement) | No limit | No limit | No limit | No limit |
| VA (partial entitlement) | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Conforming (Fannie / Freddie) | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| FHA | $645,000 | $825,750 | $998,150 | $1,240,500 |
| Jumbo | > $832,750 | > $1,066,250 | > $1,288,800 | > $1,601,750 |
Picking the right program in Broward
Waterfront Fort Lauderdale & Las Olas: Most purchases are jumbo. We offer 10% down jumbo on primary residences for 700+ credit, and portfolio jumbo for waterfront properties with elevated insurance.
Hollywood & Pompano coastal condos: Condo warrantability is the biggest hurdle. We screen the building's investor concentration, reserves, and insurance compliance before locking. Non-warrantable condos use portfolio jumbo.
Weston, Parkland, Coral Springs single-family: Conforming or low-down jumbo depending on price. FHA works under $645,000 with 3.5% down.
Investor & STR: DSCR loans qualify on rental income. STR rules vary by municipality — we verify legal use before pricing.
Broward loan FAQs
What is the 2026 conforming loan limit in Broward County, FL?+
Broward County uses the standard 2026 conforming loan limit of $832,750 for a single-family home. Broward is not classified as a high-cost area by FHFA — only Monroe County (the Keys) is high-cost in Florida.
What is the 2026 FHA loan limit in Broward County?+
The 2026 FHA one-unit loan limit in Broward County is $645,000 — elevated above the FHA floor of $541,287 because of median sale prices in the Fort Lauderdale–Pompano Beach–Sunrise area.
What is the 2026 VA loan limit in Broward?+
Veterans with full VA entitlement have no hard loan limit and can borrow above $832,750 with zero down. Veterans with partial entitlement are capped at the county conforming limit of $832,750.
When do I need a jumbo loan in Broward?+
Any loan above $832,750 in Broward is jumbo. Many Fort Lauderdale waterfront properties, Las Olas, Coral Ridge, and high-end Weston purchases require jumbo financing.
Are Broward condos harder to finance?+
Coastal condos in Hollywood Beach, Pompano, and Fort Lauderdale beachfront buildings often have condo warrantability issues — investor concentration, insurance reserves, or pending litigation. We use portfolio jumbo shelves for non-warrantable condos.
Do you lend on short-term rentals in Broward?+
Yes — DSCR loans qualify on projected rental income. We verify legal STR use by municipality before pricing, since rules vary across Fort Lauderdale, Hollywood, and unincorporated Broward.