Mortgage broker in Ocala, FL — FHA, USDA, conventional, and equestrian property financing.
Ocala anchors Marion County's equestrian country and horse farm corridor, one of the top equestrian real estate markets in the world. The World Equestrian Center draws international buyers and acreage purchasers. More affordable than Florida's coastal markets, Ocala attracts significant relocation activity from higher-cost states.
Top Loan Programs in Ocala
Conventional and FHA active for standard residential. USDA available in eligible Marion County rural areas. Jumbo and acreage loan programs for equestrian properties.
Compare loan options
Side-by-side breakdowns for the programs Ocala buyers weigh most often.
- FHA vs. Conventional →Down payment, credit, and mortgage insurance trade-offs.
- VA vs. FHA →Two low-down-payment options — which one costs less.
Buying in Ocala from Out of State?
We're licensed in both Colorado and Florida — one broker, both states. Most of our Florida clients close fully remotely with e-sign and mobile notary. No office visit required.
Popular Ocala Neighborhoods
On Top of the World, Summerglen, SW Ocala horse country, Dunnellon, Belleview
Frequently Asked Questions
What are the 2026 loan limits in Marion County, FL?+
The 2026 conforming loan limit in Marion County is $832,750. The FHA limit is $541,287. VA loans have no county loan limit for borrowers with full entitlement. Loans above the conforming limit require jumbo financing.
What down payment do I need to buy in Ocala, FL?+
Down payment requirements depend on the loan: 0% for VA and USDA (where eligible), 3.5% for FHA, 3–5% for conventional first-time buyers, 10–20% for jumbo loans, and 20–25% for DSCR investor loans.
Can I get a mortgage in Ocala if I live in Colorado?+
Yes — Tayton Capital is licensed in both Colorado and Florida. We close fully remote using e-sign and mobile notary at closing. Most out-of-state buyers never need to visit our office.
Does Tayton Capital do DSCR loans in Ocala?+
Yes. DSCR loans qualify based on the property's rental income — not your W-2 or tax returns. They're available for single-family, condos, and 2–4 unit properties in Ocala with a minimum 20–25% down payment.
Ready to buy in Ocala?
Get pre-approved in minutes — we'll follow up the same day with loan options tailored to Marion County.