Fort Lauderdale anchors Broward County's active waterfront and urban real estate market. Las Olas Isles, Victoria Park, Wilton Manors, and the beach corridor drive significant condo and single-family activity. The Port Everglades area and downtown Brickell-adjacent growth make this a major lending market.
Fort Lauderdale is the boating capital of the world — strong second-home, vacation rental, and luxury condo financing demand. The 2026 conforming loan limit is $832,750 and the FHA limit is $667,000, covering most Fort Lauderdale purchase scenarios.
The 2026 conforming loan limit in Broward County is $832,750 — Florida's standard baseline — which covers the majority of Fort Lauderdale purchases. Broward County's FHA limit is $667,000, or $125,713 above Florida's $541,287 floor, giving FHA buyers meaningfully more purchasing power than buyers in most Florida markets.
Anything above $832,750 in Fort Lauderdale needs jumbo financing. See the full breakdown of Broward County loan limits for conforming, FHA, and VA figures by unit count.
| Loan Type | 2026 Limit |
|---|---|
| Conforming | $832,750 |
| FHA | $667,000 |
| VA | No limit (full entitlement) |
| Jumbo | Above $832,750 |
Jumbo and conventional are most active. Condo warrantability is a frequent consideration in Fort Lauderdale Beach and Las Olas projects. DSCR investor loans active for short and long-term rental markets.
Side-by-side breakdowns for the programs Fort Lauderdale buyers weigh most often.
We're licensed in both Colorado and Florida — one broker, both states. Most of our Florida clients close fully remotely with e-sign and mobile notary. No office visit required.
Las Olas, Victoria Park, Wilton Manors, Flagler Village, Fort Lauderdale Beach, Lauderdale-by-the-Sea
The 2026 conforming loan limit in Broward County is $832,750. The FHA limit is $667,000. VA loans have no county loan limit for borrowers with full entitlement. Loans above the conforming limit require jumbo financing.
Down payment requirements depend on the loan: 0% for VA and USDA (where eligible), 3.5% for FHA, 3–5% for conventional first-time buyers, 10–20% for jumbo loans, and 20–25% for DSCR investor loans.
Yes — Tayton Capital is licensed in both Colorado and Florida. We close fully remote using e-sign and mobile notary at closing. Most out-of-state buyers never need to visit our office.
Yes. DSCR loans qualify based on the property's rental income — not your W-2 or tax returns. They're available for single-family, condos, and 2–4 unit properties in Fort Lauderdale with a minimum 20–25% down payment.
Get pre-approved in minutes — we'll follow up the same day with loan options tailored to Broward County.
Median: $895,000
Median: $385,000
Median: $495,000
Median: $465,000
Median: $4,500,000
Median: $1,250,000
Median: $625,000
Median: $440,000
Keep exploring
Cuéntanos un poco sobre ti y te contactaremos personalmente — generalmente dentro de un día hábil.
O llama al (970) 708-9624